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Terms & Conditions

Page URL:
https://www.khushiinvest.com/terms-conditions.php

1. Acceptance of Terms

By accessing and using the website www.khushiinvest.com, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website. Khushi Wealth Private Limited (ARN-195636), AMFI Registered Mutual Fund Distributor & SIF Distributor, reserves the right to modify these terms at any time without prior notice.

2. Nature of Services

Khushi Wealth Private Limited is an AMFI Registered Mutual Fund Distributor & SIF Distributor (ARN-195636) and an APMI Registered PMS Distributor (APRN03718). We facilitate mutual fund, SIF, and PMS distribution services. We are NOT a SEBI- registered Investment Adviser. We do not provide investment advice. We provide incidental advisory services only as permitted for mutual fund distributors under SEBI regulations.

3. Your Responsibilities

You are responsible for: (a) Providing accurate and complete information for KYC and transactions; (b) Reading all scheme-related documents (SID, SAI, KIM) before investing; (c) Understanding that all investments are subject to market risks; (d) Making your own informed investment decisions; (e) Keeping your account credentials and OTPs confidential; (f) Updating us about any changes in your personal or financial information; (g) Reviewing your CAS and transaction confirmations regularly.

4. No Guaranteed Returns

Khushi Wealth Private Limited does not guarantee any specific returns, minimum returns, or capital protection on mutual fund, SIF, or PMS investments. Past performance of any scheme or product is not indicative of future results. All investments are subject to market risks including the possible loss of principal.

5. Commission & Fees

We receive trail commission from AMCs for distributing Regular Plan mutual fund schemes. This commission is part of the scheme's Total Expense Ratio (TER) and does not increase your investment cost. Detailed commission disclosure is available on our Commission Disclosure page (www.khushiinvest.com/commission-disclosures.php). You may choose to invest in Direct Plans directly with AMCs without distributor involvement. Direct Plans have lower expense ratios.

6. Privacy & Data Protection

Your personal information is handled as per our Privacy Policy, which is aligned with the Digital Personal Data Protection Act, 2023 (DPDPA) and applicable SEBI/AMFI data handling guidelines. Please review our Privacy Policy (www.khushiinvest.com/privacy- policy.php) for detailed information on data collection, usage, storage, sharing, and your rights.

7. Intellectual Property

All content, logos, graphics, text, and materials on this website are the property of Khushi Wealth Private Limited. Unauthorized reproduction, distribution, modification, or use of any content is strictly prohibited without prior written consent.

8. Third-Party Links

This website may contain links to third-party websites (AMC portals, SEBI, AMFI, etc.) provided for your convenience. We do not control or endorse these sites and are not responsible for their content, accuracy, or privacy practices. Accessing external links is at your own discretion and risk.

9. Limitation of Liability

Khushi Wealth Private Limited shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from: (a) Use of or inability to use this website; (b) Reliance on information provided on this website; (c) Investment decisions made based on information obtained through this website; (d) Technical failures, server errors, interruptions, or data transmission errors; (e) Unauthorized access to your account or personal information; (f) Any action or inaction of AMCs, RTAs, or third-party service providers.

10. Grievance Redressal

If you have any grievance regarding these terms or our services, please contact us at admin@khushiwealth.com or visit our Investor Grievance Redressal page (www.khushiinvest.com/investor-grievance-redressal.php). You may also lodge a complaint on SEBI SCORES (https://scores.gov.in) or SMART ODR (https://smartodr.in).

11. Governing Law & Jurisdiction

These Terms & Conditions are governed by the laws of India. Any disputes arising from the use of this website or our services shall be subject to the exclusive jurisdiction of courts located in Anand, Gujarat.

12. Amendments

We reserve the right to update, modify, or replace these Terms & Conditions at any time without prior notice. The latest version will always be available on this page. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.