Loan Against Mutual Funds

Access liquidity without breaking your investments.

Need Funds Against Your Mutual Fund Investments?

Get instant access to emergency cash.

Eligibility for Loan Against Mutual Funds

Eligibility is determined based on the following factors:

Type of Mutual Fund held

Equity and debt mutual funds may be eligible, subject to bank/lender policies.

Value of Investments

Loan amount depends on the current value of pledged mutual fund units.

Holding Pattern

Units must be held in demat or approved folio formats.

KYC Compliance

Valid KYC and documentation as per regulatory requirements.

How Loan Against Mutual Funds Works

Step 1:

Assessment of Holdings

Step 2:

Loan Amount Determination

Step 3:

Pledging of Units

Step 4:

Disbursement

Step 5:

Repayment

Advantages of Loan Against Mutual Funds

No Need to Redeem Investments

Quick Access to Funds

Lower Interest Cost

Flexible Repayment

Continued Investment Growth

FAQs

Eligibility depends on the type of fund, and lender policies.

No, you remain the owner and continue to earn dividends and gains.

Generally, yes, as it is a secured loan against your investments.

Yes, we help you understand the process and coordinate with lenders.