Protect your family and your savings

Term and health cover chosen to fit your life — because a wealth plan only works if your family is protected first.

Team Gullak insurance app

Protection comes first

Before wealth is built, it needs to be protected. Term life cover replaces your income if something happens to you, and health cover shields your savings from large medical bills. Together, they are the foundation every plan stands on.

AMFI RegisteredNISM CertifiedARN-175698
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What you can expect

Term life cover

Replaces your income and protects your family's future.

Health cover

Shields your savings from rising medical costs.

The right sum assured

Cover sized to your income, liabilities and dependents.

No mis-selling

Honest guidance — we suggest what protects you, not what pays the most.

Family-first

Plans built around the people who depend on you.

Claims guidance

We stay with you if the time comes to make a claim.

How we help you get protected

01
Assess your needs

We look at your income, liabilities and dependents.

02
Suggest suitable cover

We recommend adequate term and health protection.

03
Help you buy

We guide you through choosing and setting up the right cover.

04
Support at claim

If needed, we help your family navigate the claim process.

Why families trust us here

We size cover honestly, so you are neither under-protected nor over-sold.

We put protection before wealth, as any sound plan should.

We stay available — including at the moment a claim matters most.

Guidance in plain language, with no pressure.

Common questions

How much term cover do I need?

A common guide is several times your annual income, adjusted for loans and dependents. We help you arrive at the right number for your family.

Term or endowment?

For pure protection, term cover gives the most protection per rupee. We explain the trade-offs so you can decide with clarity.

Is your family properly protected?

Book a free call for an honest review of your cover.

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Insurance is the subject matter of solicitation. Please read the policy wording and all related documents carefully before concluding a sale.